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Added on Nov 11,2026
Toozi is an AI-powered SMS tax app for the self-employed in the United States. Users text their income, expenses, mileage and tax questions to a phone number, and Toozi sorts the transactions, keeps the books and prepares an e-filed federal tax return.
The service runs as six helpers in one text thread. TooziPay handles invoices, payments and reminders, TooziBooks covers bookkeeping and the monthly close, TooziBills manages bills, contractors and 1099s, TooziAdmin tracks licences, deadlines and compliance, TooziSales tracks sales tax and TooziTime tracks time.
Key features include separate books for each side hustle, tax estimates showing what you owe and what to save, Form 1040 with Schedule C e-filed with the IRS, and 1099s filed for people you pay at no cost per form. Toozi is an IRS-authorised e-file provider and offers an accuracy guarantee, where you check the return before it is filed.
No accounting knowledge is needed. A user can simply text something like an expense at a supply store and Toozi records and categorises it. Plans can be cancelled by text.
It connects to Plaid, Stripe, Square and Shopify. There is also a Toozi connector listed in the Claude Connectors Directory, which lets Claude log expenses, record income, track mileage, pull monthly summaries and sort uncategorised transactions in your Toozi books.
The site also offers free tools such as a quarterly tax estimator, a self-employment tax calculator and a tax-after-write-offs calculator, plus guides comparing Toozi with QuickBooks Self-Employed, Keeper, FlyFin and Found.
Pricing: a 14-day free trial with no card required, then one plan at USD 49 per month or USD 399 per year, which includes the federal return, 1099 filing, all six helpers and unlimited invoices, clients and transactions. An optional sales tax filing add-on costs USD 19 per month (California at launch).
It is suited to barbers, hairstylists, estheticians, braiders, cleaners, photographers, consultants, trainers and other freelancers or gig workers with 1099 or cash income who want to handle bookkeeping and taxes by text.
By the PowerfulAI.tools Editorial Team · Updated 11 November 2026 · Researched with AI assistance and checked against the official Toozi website · How we review tools
Full access costs $49 per month or $399 a year after a 14-day free trial with no card; the optional sales tax add-on is $19 per month.
Pricing checked against the official Toozi website in November 2026. Prices can change, so confirm before you buy.
US self-employed workers such as stylists, plumbers, photographers and drivers who want bookkeeping and federal tax filing handled by text.
Yes. Toozi works for self-employed income alongside a W-2 job, and the same price applies to additional side businesses.
Yes. Toozi has a connector listed in Claude's connector directory. As with any tax tool, it is not a substitute for personalised financial or tax advice.
Per its Terms of Service, Toozi pays IRS penalties caused by its own math errors, and returns are only filed after you review and sign them.
Popular alternatives to Toozi include Stocknews AI, Finalle and StockGPT. Compare their pricing and what each is best for below.
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